diff --git a/README.md b/README.md
index 97a0cca..f75d683 100644
--- a/README.md
+++ b/README.md
@@ -66,6 +66,20 @@ the lifetime signal. Off-chain billing pipelines that need the corrected
 view should subtract the decrement event amount from the lifetime counter
 when processing the `usage_dec` event.
 
+### Lifetime settled-amount counters
+
+In addition to lifetime request counters, the escrow contract tracks lifetime
+settled value in stroops:
+
+- `get_total_settled_by_agent(agent)` returns the cross-service amount ever
+  settled for one agent.
+- `get_total_settled_all_time()` returns the protocol-wide amount ever settled.
+
+These counters are updated by settlement drains, use saturating arithmetic, and
+are never reset or decremented by later `settle` calls. They default to `0`
+before the first billable settlement, so dashboards can read them without
+special-casing new agents or fresh deployments.
+
 ### Per-agent rate limiting (fixed window)
 
 `record_usage` supports an optional per-agent rate limit anchored to
diff --git a/contracts/escrow/src/lib.rs b/contracts/escrow/src/lib.rs
index 7c85584..a36a3e2 100644
--- a/contracts/escrow/src/lib.rs
+++ b/contracts/escrow/src/lib.rs
@@ -109,6 +109,13 @@ pub enum DataKey {
     /// Protocol-wide lifetime request counter, written by every
     /// successful `record_usage`. Useful as a single grafana gauge.
     TotalRequestsAllTime,
+    /// Cross-service lifetime settled amount, in stroops, for a given
+    /// agent. Settlement does NOT reset this counter; it is the lifetime
+    /// value signal for credit limits, loyalty pricing, and SLA tiering.
+    TotalSettledByAgent(Address),
+    /// Protocol-wide lifetime settled amount, in stroops, written by every
+    /// successful settlement drain. Saturates at `i128::MAX`.
+    TotalSettledAllTime,
     /// Ledger timestamp (seconds since unix epoch) at which the last
     /// `settle` call drained this `(agent, service_id)` pair. Lets
     /// off-chain SLA monitoring catch stuck settlement cycles.
@@ -413,6 +420,32 @@ fn compute_billing_tiered(requests: u32, tiers: &Vec<PriceTier>) -> i128 {
 
     total
 }
+
+/// Add a successful settlement bill to the lifetime settled-amount counters.
+///
+/// Non-positive bills leave the counters untouched, preserving the monotonic
+/// lifetime invariant while avoiding unnecessary zero-value storage slots.
+fn add_settled_totals(env: &Env, agent: &Address, billed: i128) {
+    if billed <= 0 {
+        return;
+    }
+
+    let agent_key = DataKey::TotalSettledByAgent(agent.clone());
+    let agent_prev: i128 = env.storage().persistent().get(&agent_key).unwrap_or(0);
+    env.storage()
+        .persistent()
+        .set(&agent_key, &agent_prev.saturating_add(billed));
+
+    let all_prev: i128 = env
+        .storage()
+        .persistent()
+        .get(&DataKey::TotalSettledAllTime)
+        .unwrap_or(0);
+    env.storage().persistent().set(
+        &DataKey::TotalSettledAllTime,
+        &all_prev.saturating_add(billed),
+    );
+}
 #[contract]
 pub struct Escrow;
 
@@ -689,6 +722,28 @@ impl Escrow {
             .unwrap_or(0)
     }
 
+    /// Read the cross-service lifetime settled amount for an agent, in stroops.
+    ///
+    /// This counter is written by settlement drains and never decremented or
+    /// reset by later `settle` calls.
+    pub fn get_total_settled_by_agent(env: Env, agent: Address) -> i128 {
+        env.storage()
+            .persistent()
+            .get(&DataKey::TotalSettledByAgent(agent))
+            .unwrap_or(0)
+    }
+
+    /// Read the protocol-wide lifetime settled amount, in stroops.
+    ///
+    /// Defaults to `0` before the first billable settlement and saturates at
+    /// `i128::MAX` instead of overflowing.
+    pub fn get_total_settled_all_time(env: Env) -> i128 {
+        env.storage()
+            .persistent()
+            .get(&DataKey::TotalSettledAllTime)
+            .unwrap_or(0)
+    }
+
     /// Returns the accumulated request count for an `(agent, service_id)`
     /// pair, or `0` if no usage has been recorded yet.
     pub fn get_usage(env: Env, agent: Address, service_id: Symbol) -> u32 {
@@ -1016,6 +1071,7 @@ impl Escrow {
             // panicking; off-chain loop treats saturation as an error signal.
             (requests as i128).saturating_mul(price)
         };
+        add_settled_totals(&env, &agent, billed);
         env.storage().persistent().set(&usage_key, &0u32);
         // Prune the service from the agent's index since usage is now zero.
         // This keeps the index consistent with the underlying counters and
@@ -1109,6 +1165,8 @@ impl Escrow {
             // saturate: mirrors single-settle semantics.
             let billed = (requests as i128).saturating_mul(price);
 
+            add_settled_totals(&env, &agent, billed);
+
             // Drain and stamp even when usage is zero (consistent with
             // single-settle: every drain updates LastSettlement).
             env.storage().persistent().set(&usage_key, &0u32);
diff --git a/contracts/escrow/src/test.rs b/contracts/escrow/src/test.rs
index 3cf7ac4..7a32cf8 100644
--- a/contracts/escrow/src/test.rs
+++ b/contracts/escrow/src/test.rs
@@ -1022,6 +1022,110 @@ fn test_settle_zero_usage_returns_zero_stamps_and_emits_event() {
     assert_eq!(client.get_last_settlement(&agent, &svc), Some(ts));
 }
 
+#[test]
+fn test_total_settled_getters_default_to_zero() {
+    let env = Env::default();
+    let (client, _admin) = setup_initialized(&env);
+    let agent = Address::generate(&env);
+
+    assert_eq!(client.get_total_settled_by_agent(&agent), 0i128);
+    assert_eq!(client.get_total_settled_all_time(), 0i128);
+}
+
+#[test]
+fn test_total_settled_counters_sum_across_settles_and_agents() {
+    let env = Env::default();
+    let (client, _admin) = setup_initialized(&env);
+    let agent_a = Address::generate(&env);
+    let agent_b = Address::generate(&env);
+    let inference = Symbol::new(&env, "infer");
+    let storage = Symbol::new(&env, "storage");
+
+    client.set_service_price(&inference, &10i128);
+    client.set_service_price(&storage, &7i128);
+
+    client.record_usage(&agent_a, &inference, &4u32);
+    assert_eq!(client.settle(&agent_a, &inference), 40i128);
+    assert_eq!(client.get_total_settled_by_agent(&agent_a), 40i128);
+    assert_eq!(client.get_total_settled_by_agent(&agent_b), 0i128);
+    assert_eq!(client.get_total_settled_all_time(), 40i128);
+
+    client.record_usage(&agent_a, &storage, &3u32);
+    assert_eq!(client.settle(&agent_a, &storage), 21i128);
+    assert_eq!(client.get_total_settled_by_agent(&agent_a), 61i128);
+    assert_eq!(client.get_total_settled_all_time(), 61i128);
+
+    client.record_usage(&agent_b, &inference, &8u32);
+    assert_eq!(client.settle(&agent_b, &inference), 80i128);
+    assert_eq!(client.get_total_settled_by_agent(&agent_a), 61i128);
+    assert_eq!(client.get_total_settled_by_agent(&agent_b), 80i128);
+    assert_eq!(client.get_total_settled_all_time(), 141i128);
+}
+
+#[test]
+fn test_total_settled_counters_ignore_zero_billed_settles() {
+    let env = Env::default();
+    let (client, _admin) = setup_initialized(&env);
+    let agent = Address::generate(&env);
+    let free = Symbol::new(&env, "free");
+    let paid = Symbol::new(&env, "paid");
+
+    client.record_usage(&agent, &free, &5u32);
+    assert_eq!(client.settle(&agent, &free), 0i128);
+    assert_eq!(client.get_total_settled_by_agent(&agent), 0i128);
+    assert_eq!(client.get_total_settled_all_time(), 0i128);
+
+    client.set_service_price(&paid, &9i128);
+    client.record_usage(&agent, &paid, &2u32);
+    assert_eq!(client.settle(&agent, &paid), 18i128);
+
+    assert_eq!(client.settle(&agent, &paid), 0i128);
+    assert_eq!(client.get_total_settled_by_agent(&agent), 18i128);
+    assert_eq!(client.get_total_settled_all_time(), 18i128);
+}
+
+#[test]
+fn test_total_settled_counters_include_settle_all() {
+    let env = Env::default();
+    let (client, admin) = setup_initialized(&env);
+    let agent = Address::generate(&env);
+    let inference = Symbol::new(&env, "infer");
+    let storage = Symbol::new(&env, "storage");
+
+    client.set_service_price(&inference, &10i128);
+    client.set_service_price(&storage, &25i128);
+    client.record_usage(&agent, &inference, &2u32);
+    client.record_usage(&agent, &storage, &3u32);
+
+    let settled = client.settle_all(&admin, &agent);
+    assert_eq!(settled.len(), 2);
+    assert_eq!(settled.get(0), Some((inference.clone(), 20i128)));
+    assert_eq!(settled.get(1), Some((storage.clone(), 75i128)));
+    assert_eq!(client.get_total_settled_by_agent(&agent), 95i128);
+    assert_eq!(client.get_total_settled_all_time(), 95i128);
+}
+
+#[test]
+fn test_total_settled_counters_saturate_at_i128_max() {
+    let env = Env::default();
+    let (client, _admin) = setup_initialized(&env);
+    let agent = Address::generate(&env);
+    let svc_a = Symbol::new(&env, "svc_a");
+    let svc_b = Symbol::new(&env, "svc_b");
+
+    client.set_service_price(&svc_a, &i128::MAX);
+    client.record_usage(&agent, &svc_a, &1u32);
+    assert_eq!(client.settle(&agent, &svc_a), i128::MAX);
+    assert_eq!(client.get_total_settled_by_agent(&agent), i128::MAX);
+    assert_eq!(client.get_total_settled_all_time(), i128::MAX);
+
+    client.set_service_price(&svc_b, &i128::MAX);
+    client.record_usage(&agent, &svc_b, &1u32);
+    assert_eq!(client.settle(&agent, &svc_b), i128::MAX);
+    assert_eq!(client.get_total_settled_by_agent(&agent), i128::MAX);
+    assert_eq!(client.get_total_settled_all_time(), i128::MAX);
+}
+
 #[test]
 fn test_init_stamps_schema_version() {
     let env = Env::default();
diff --git a/docs/escrow/api.md b/docs/escrow/api.md
index 300890f..ad2b8f7 100644
--- a/docs/escrow/api.md
+++ b/docs/escrow/api.md
@@ -38,7 +38,8 @@ contract is paused.
 
 `get_admin`, `get_pending_admin`, `get_usage`, `get_service_price`,
 `compute_billing`, `get_last_settlement`, `get_total_requests_all_time`,
-`get_total_usage_by_agent`, `get_min_requests_per_call`,
+`get_total_usage_by_agent`, `get_total_settled_by_agent`,
+`get_total_settled_all_time`, `get_min_requests_per_call`,
 `get_max_requests_per_call`, `is_allowlist_enabled`, `is_agent_allowed`,
 `is_service_registration_required`, `is_service_registered`,
 `is_service_disabled`, `is_paused`, `get_service_metadata`,
diff --git a/docs/escrow/storage.md b/docs/escrow/storage.md
index 9b9407b..c8cce6e 100644
--- a/docs/escrow/storage.md
+++ b/docs/escrow/storage.md
@@ -22,7 +22,8 @@ Soroban offers three storage tiers — `instance`, `temporary`, and `persistent`
 
 The escrow contract stores everything in `persistent()` because:
 
-1. Usage counters (`Usage`, `TotalUsageByAgent`, `TotalRequestsAllTime`) must
+1. Usage and settlement counters (`Usage`, `TotalUsageByAgent`,
+   `TotalRequestsAllTime`, `TotalSettledByAgent`, `TotalSettledAllTime`) must
    survive between the moment usage is recorded and the moment the off-chain
    settlement loop reads and drains them — a window that can span many ledger
    TTL cycles.
@@ -68,6 +69,7 @@ per-pair counters regularly to keep storage costs bounded.
 | `MaxRequestsPerWindow` | `u32` | `0` (limiter disabled) | `set_max_requests_per_window` | No — lifetime |
 | `WindowSeconds` | `u64` | `0` (limiter disabled) | `set_rate_window_seconds` | No — lifetime |
 | `TotalRequestsAllTime` | `u64` | `0` | `record_usage` | No — lifetime (never reset) |
+| `TotalSettledAllTime` | `i128` (stroops) | `0` | `settle`, `settle_all` | No — lifetime (never reset) |
 
 ### Per-service slots — cardinality O(S)
 
@@ -85,6 +87,7 @@ per-pair counters regularly to keep storage costs bounded.
 | `AgentAllowed(agent)` | `Address` | `bool` | `false` | `set_agent_allowed` | No — lifetime |
 | `AgentBlocked(agent)` | `Address` | `bool` | `false` | `set_agent_blocked` | No — lifetime |
 | `TotalUsageByAgent(agent)` | `Address` | `u32` | `0` | `record_usage` | No — lifetime (never reset by `settle`) |
+| `TotalSettledByAgent(agent)` | `Address` | `i128` (stroops) | `0` | `settle`, `settle_all` | No — lifetime (never reset by `settle`) |
 | `RateWindow(agent)` | `Address` | `(u64, u32)` = `(window_start, count)` | `(0, 0)` | `record_usage` (rate-limit path) | No — rolls forward on next call when window expires |
 
 ### Per-(agent, service) pair slots — cardinality O(A × S)
@@ -112,6 +115,16 @@ touch it — it accumulates forever (saturating at `u32::MAX`). It is intended f
 analytics and SLA tiering, not for billing. The per-pair `Usage` counter is the
 billing source of truth.
 
+### `TotalSettledByAgent(agent)` and `TotalSettledAllTime`
+
+These counters track lifetime settled value in stroops. `settle` and
+`settle_all` add each non-zero billed amount via saturating arithmetic and never
+subtract from the counters. `get_total_settled_by_agent(agent)` and
+`get_total_settled_all_time()` return `0` when the corresponding slot is absent.
+Unlike `Usage`, these counters are never drained by settlement and are intended
+for credit limits, loyalty pricing, and protocol-level settled-value analytics
+without replaying historical `settled` events.
+
 ### `RateWindow(agent)` — fixed-window semantics
 
 Stores `(window_start: u64, count: u32)`. On each `record_usage` call (when the
@@ -149,8 +162,12 @@ default) for pre-migration contracts.
   Settlement accounting relies on `Usage` starting at `0` after each `settle`
   call; any code path that writes `Usage` outside of `record_usage` and `settle`
   would break billing invariants.
-- **`TotalUsageByAgent` and `TotalRequestsAllTime` are never reset.** Downstream
-  analytics must not treat these as settlement-cycle deltas.
+- **Lifetime counters are never reset.** `TotalUsageByAgent`,
+  `TotalRequestsAllTime`, `TotalSettledByAgent`, and `TotalSettledAllTime`
+  must not be treated as settlement-cycle deltas by downstream analytics.
+- **Settled-value counters are monotonic.** Non-positive bills leave
+  `TotalSettledByAgent` and `TotalSettledAllTime` unchanged, and positive bills
+  use saturating addition so overflow clamps at `i128::MAX`.
 - **`AgentBlocked` takes precedence over `AgentAllowed`.** An agent that is both
   blocked and allow-listed is rejected. Implementations relying on the allowlist
   gate must ensure the blocklist is not populated with the same address.