From ef504d0a7e1b9dd4a833e3210e5eaa3fe887c82c Mon Sep 17 00:00:00 2001
From: TaprootFreak <142087526+TaprootFreak@users.noreply.github.com>
Date: Wed, 18 Feb 2026 12:29:55 +0100
Subject: [PATCH] Fix null pointer in KYC ident review for personal accounts
 (#3211)

Add optional chaining for organization.country access in
getIdentCheckErrors, which crashes when userData.organization
is null (personal accounts). This blocks all ident auto-review
steps from completing.
---
 src/subdomains/generic/kyc/services/kyc.service.ts | 2 +-
 1 file changed, 1 insertion(+), 1 deletion(-)

diff --git a/src/subdomains/generic/kyc/services/kyc.service.ts b/src/subdomains/generic/kyc/services/kyc.service.ts
index 8c92c94a41..3626acc275 100644
--- a/src/subdomains/generic/kyc/services/kyc.service.ts
+++ b/src/subdomains/generic/kyc/services/kyc.service.ts
@@ -1471,7 +1471,7 @@ export class KycService {
     // Country & verifiedName check
     const userCountry =
       identStep.userData.organizationCountry ??
-      identStep.userData.organization.country ??
+      identStep.userData.organization?.country ??
       identStep.userData.verifiedCountry ??
       identStep.userData.country;