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@@ -3,12 +3,8 @@
 <h1 align="center">Floe Labs</h1>
 
 <p align="center">
-  <strong>The Financial OS for AI Agents.</strong>
-</p>
-
-<p align="center">
-  Wallet, fiat on/off-ramp, working capital, x402 payments, and portable credit.<br/>
-  One SDK. Works with any agent framework.
+  <strong>Credit and payments for AI agent developers.</strong><br/>
+  x402 credit lines, fiat funding, programmable spend controls. No crypto required.
 </p>
 
 <p align="center">
@@ -27,6 +23,14 @@
 
 ---
 
+## How it works
+
+1. **Sign up with email + a funding source.** Card, Apple Pay, Google Pay, or bank transfer. Floe provisions your wallets in the background — no MetaMask, no seed phrase, no gas token.
+2. **Floe issues an x402 credit line to your agent's wallet.** Set spending controls — per-call cap, daily limit, allowed destinations.
+3. **Your agent pays vendors per-call; you get real-time visibility.** Every call is a typed receipt: target URL, amount, status, time. Reconcile, alert, or revoke from the dashboard.
+
+---
+
 ## The Floe Stack
 
 Everything your agent needs to earn, spend, and build credit. Six components. One SDK.