From 177367be5f9570a514684f02578f315d9022c3c5 Mon Sep 17 00:00:00 2001
From: JLaborda <15078416+JLaborda@users.noreply.github.com>
Date: Tue, 7 Jul 2026 13:17:48 +0200
Subject: [PATCH] ci(codecov): enforce 85% patch coverage on PRs

Add codecov.yml with patch and project status checks aligned to
pyproject.toml omit rules. Fail CI when Codecov upload or checks fail.
---
 .github/workflows/pr-ci.yml |  2 +-
 codecov.yml                 | 28 ++++++++++++++++++++++++++++
 2 files changed, 29 insertions(+), 1 deletion(-)
 create mode 100644 codecov.yml

diff --git a/.github/workflows/pr-ci.yml b/.github/workflows/pr-ci.yml
index 24fcd3d..31ecc37 100644
--- a/.github/workflows/pr-ci.yml
+++ b/.github/workflows/pr-ci.yml
@@ -45,4 +45,4 @@ jobs:
         with:
           token: ${{ secrets.CODECOV_TOKEN }}
           files: coverage.xml
-          fail_ci_if_error: false
+          fail_ci_if_error: true
diff --git a/codecov.yml b/codecov.yml
new file mode 100644
index 0000000..2550eb8
--- /dev/null
+++ b/codecov.yml
@@ -0,0 +1,28 @@
+# Codecov policy for SmartWealthAI PRs.
+# Complements local coverage settings in pyproject.toml [tool.coverage.*].
+# CI uploads coverage.xml from .github/workflows/pr-ci.yml.
+
+coverage:
+  status:
+    project:
+      default:
+        # Do not let total repo coverage regress vs the base branch.
+        target: auto
+        threshold: 1%
+    patch:
+      default:
+        # New/changed lines in each PR must be adequately tested.
+        target: 85%
+        threshold: 2%
+
+comment:
+  layout: "reach,diff,flags,files"
+  behavior: default
+  require_changes: true
+
+ignore:
+  - "tests/**"
+  # Frozen SEC ETL spike (phase 2) — same omit list as pyproject.toml.
+  - "src/smartwealthai/sec_client.py"
+  - "src/smartwealthai/edgartools_client.py"
+  - "src/smartwealthai/download_fundamentals.py"