diff --git a/.upstream-version-tea b/.upstream-version-tea
index c7cd5b2..7574079 100644
--- a/.upstream-version-tea
+++ b/.upstream-version-tea
@@ -1 +1 @@
-v1.2.4
+v1.3.1
diff --git a/plugins/bmad/_shared/tea-index.csv b/plugins/bmad/_shared/tea-index.csv
index fcbf660..acf743b 100644
--- a/plugins/bmad/_shared/tea-index.csv
+++ b/plugins/bmad/_shared/tea-index.csv
@@ -32,5 +32,10 @@ burn-in,Burn-in Runner,"Smart test selection, git diff for CI optimization","ci,
 network-error-monitor,Network Error Monitor,"HTTP 4xx/5xx detection for UI tests","monitoring,playwright-utils,ui",extended,knowledge/network-error-monitor.md
 fixtures-composition,Fixtures Composition,"mergeTests composition patterns for combining utilities","fixtures,playwright-utils",extended,knowledge/fixtures-composition.md
 api-testing-patterns,API Testing Patterns,"Pure API test patterns without browser: service testing, microservices, GraphQL","api,backend,service-testing,api-testing,microservices,graphql,no-browser",specialized,knowledge/api-testing-patterns.md
+pactjs-utils-overview,Pact.js Utils Overview,"Installation, contract testing flows, utility table","pactjs-utils,contract-testing,pact,api,backend,microservices",specialized,knowledge/pactjs-utils-overview.md
+pactjs-utils-consumer-helpers,Pact.js Utils Consumer Helpers,"createProviderState, toJsonMap for type-safe provider states","pactjs-utils,consumer,contract-testing,pact,api",specialized,knowledge/pactjs-utils-consumer-helpers.md
+pactjs-utils-provider-verifier,Pact.js Utils Provider Verifier,"buildVerifierOptions, buildMessageVerifierOptions for provider verification","pactjs-utils,provider,contract-testing,pact,api,backend,ci",specialized,knowledge/pactjs-utils-provider-verifier.md
+pactjs-utils-request-filter,Pact.js Utils Request Filter,"createRequestFilter, noOpRequestFilter for auth injection","pactjs-utils,auth,contract-testing,pact",specialized,knowledge/pactjs-utils-request-filter.md
+pact-mcp,Pact MCP Server,"SmartBear MCP for PactFlow: generate tests, review, can-i-deploy, provider states","pact,mcp,pactflow,contract-testing,broker",specialized,knowledge/pact-mcp.md
 adr-quality-readiness-checklist,ADR Quality Readiness Checklist,"8-category 29-criteria framework for ADR testability and NFR assessment","nfr,testability,adr,quality,assessment,checklist",extended,knowledge/adr-quality-readiness-checklist.md
 playwright-cli,Playwright CLI,"Token-efficient CLI for AI coding agents: element refs, sessions, snapshots, browser automation","cli,browser,agent,automation,snapshot",core,knowledge/playwright-cli.md
diff --git a/plugins/bmad/skills/atdd/SKILL.md b/plugins/bmad/skills/atdd/SKILL.md
index 7ccef5b..e73f0d9 100644
--- a/plugins/bmad/skills/atdd/SKILL.md
+++ b/plugins/bmad/skills/atdd/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
-  Generate failing acceptance tests using TDD cycle. Use when the user says 'l
-  ets write acceptance tests' or 'I want to do ATDD'
+  Generate failing acceptance tests using TDD cycle. Use when the user says "l
+  ets write acceptance tests" or "I want to do ATDD"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/atdd/steps-c/step-01-preflight-and-context.md b/plugins/bmad/skills/atdd/steps-c/step-01-preflight-and-context.md
index e3b0988..f940662 100644
--- a/plugins/bmad/skills/atdd/steps-c/step-01-preflight-and-context.md
+++ b/plugins/bmad/skills/atdd/steps-c/step-01-preflight-and-context.md
@@ -84,6 +84,8 @@ If any are missing: **HALT** and notify the user.
 From `{config_source}`:
 
 - `tea_use_playwright_utils`
+- `tea_use_pactjs_utils`
+- `tea_pact_mcp`
 - `tea_browser_automation`
 - `test_stack_type`
 
@@ -111,6 +113,22 @@ Load fragments based on their `tier` classification in `tea-index.csv`:
 
 **Detection**: Scan `{test_dir}` for files containing `page.goto` or `page.locator`. If none found, use API-only profile.
 
+### Pact.js Utils Loading
+
+**If `tea_use_pactjs_utils` is enabled** (and `{detected_stack}` is `backend` or `fullstack`, or microservices indicators detected):
+
+Load: `pactjs-utils-overview.md`, `pactjs-utils-consumer-helpers.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md`
+
+**If `tea_use_pactjs_utils` is disabled** but contract testing is relevant:
+
+Load: `contract-testing.md`
+
+### Pact MCP Loading
+
+**If `tea_pact_mcp` is `"mcp"`:**
+
+Load: `pact-mcp.md`
+
 ## 5. Load Knowledge Base Fragments
 
 Use `{knowledgeIndex}` to load:
@@ -150,6 +168,18 @@ Use `{knowledgeIndex}` to load:
 - `test-priorities-matrix.md`
 - `ci-burn-in.md`
 
+**Pact.js Utils (if enabled):**
+
+- `pactjs-utils-overview.md`, `pactjs-utils-consumer-helpers.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md`
+
+**Contract Testing (if pactjs-utils disabled but relevant):**
+
+- `contract-testing.md`
+
+**Pact MCP (if tea_pact_mcp is "mcp"):**
+
+- `pact-mcp.md`
+
 ---
 
 ## 6. Confirm Inputs
diff --git a/plugins/bmad/skills/automate/SKILL.md b/plugins/bmad/skills/automate/SKILL.md
index 99cfbca..60c400b 100644
--- a/plugins/bmad/skills/automate/SKILL.md
+++ b/plugins/bmad/skills/automate/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
-  Expand test automation coverage for codebase. Use when the user says 'lets e
-  xpand test coverage' or 'I want to automate tests'
+  Expand test automation coverage for codebase. Use when the user says "lets e
+  xpand test coverage" or "I want to automate tests"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/automate/steps-c/step-01-preflight-and-context.md b/plugins/bmad/skills/automate/steps-c/step-01-preflight-and-context.md
index 2736f4b..1d94d51 100644
--- a/plugins/bmad/skills/automate/steps-c/step-01-preflight-and-context.md
+++ b/plugins/bmad/skills/automate/steps-c/step-01-preflight-and-context.md
@@ -96,6 +96,8 @@ If missing: **HALT** with message "Run `framework` workflow first."
 ### Read TEA Config Flags
 
 - From `{config_source}` read `tea_use_playwright_utils`
+- From `{config_source}` read `tea_use_pactjs_utils`
+- From `{config_source}` read `tea_pact_mcp`
 - From `{config_source}` read `tea_browser_automation`
 - From `{config_source}` read `test_stack_type`
 
@@ -123,6 +125,24 @@ Load fragments based on their `tier` classification in `tea-index.csv`:
 
 **Detection**: Scan `{test_dir}` for files containing `page.goto` or `page.locator`. If none found, use API-only profile.
 
+### Pact.js Utils Loading
+
+**If `tea_use_pactjs_utils` is enabled** (and `{detected_stack}` is `backend` or `fullstack`, or microservices indicators detected):
+
+Load: `pactjs-utils-overview.md`, `pactjs-utils-consumer-helpers.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md` (~800 lines)
+
+**If `tea_use_pactjs_utils` is disabled** but contract testing is relevant (microservices architecture detected, existing Pact config found):
+
+Load: `contract-testing.md` (~960 lines)
+
+**Detection**: Scan `{project-root}` for Pact indicators: `pact/` directory, `@pact-foundation/pact` in `package.json`, `pactUrls` in test files, `PACT_BROKER` in env files.
+
+### Pact MCP Loading
+
+**If `tea_pact_mcp` is `"mcp"`:**
+
+Load: `pact-mcp.md` (~150 lines) — enables agent to use SmartBear MCP tools for fetching provider states and generating pact tests during automation.
+
 ## 4. Load Knowledge Base Fragments
 
 Use `{knowledgeIndex}` and load only what is required.
@@ -145,6 +165,18 @@ Use `{knowledgeIndex}` and load only what is required.
 - `fixture-architecture.md`
 - `network-first.md`
 
+**Pact.js Utils (if enabled):**
+
+- `pactjs-utils-overview.md`, `pactjs-utils-consumer-helpers.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md`
+
+**Contract Testing (if pactjs-utils disabled but relevant):**
+
+- `contract-testing.md`
+
+**Pact MCP (if tea_pact_mcp is "mcp"):**
+
+- `pact-mcp.md`
+
 **Healing (if auto-heal enabled):**
 
 - `test-healing-patterns.md`
diff --git a/plugins/bmad/skills/automate/steps-c/step-03-generate-tests.md b/plugins/bmad/skills/automate/steps-c/step-03-generate-tests.md
index e191591..1e892f3 100644
--- a/plugins/bmad/skills/automate/steps-c/step-03-generate-tests.md
+++ b/plugins/bmad/skills/automate/steps-c/step-03-generate-tests.md
@@ -57,6 +57,8 @@ const subprocessContext = {
   config: {
     test_framework: config.test_framework,
     use_playwright_utils: config.tea_use_playwright_utils,
+    use_pactjs_utils: config.tea_use_pactjs_utils,
+    pact_mcp: config.tea_pact_mcp,  // "mcp" | "none"
     browser_automation: config.tea_browser_automation,  // "auto" | "cli" | "mcp" | "none"
     detected_stack: '{detected_stack}'  // "frontend" | "backend" | "fullstack"
   },
@@ -78,6 +80,19 @@ const subprocessContext = {
 
 ---
 
+### Contract Test Generation Note
+
+When `use_pactjs_utils` is enabled, the API test generation subprocess (step-03a) also generates:
+
+- **Consumer contract tests**: Using `createProviderState` for type-safe provider states
+- **Provider verification tests**: Using `buildVerifierOptions` for one-call verifier setup
+- **Message contract tests**: Using `buildMessageVerifierOptions` if async/Kafka patterns detected
+- **Helper files**: Request filter setup with `createRequestFilter`, shared state constants
+
+When `pact_mcp` is `"mcp"`, the subprocess can use SmartBear MCP tools to fetch existing provider states and generate tests informed by broker data.
+
+---
+
 ### 3. Launch Subprocess A: API Test Generation (always)
 
 **Launch subprocess in parallel:**
diff --git a/plugins/bmad/skills/automate/steps-c/step-03a-subprocess-api.md b/plugins/bmad/skills/automate/steps-c/step-03a-subprocess-api.md
index 424f01d..2cd5090 100644
--- a/plugins/bmad/skills/automate/steps-c/step-03a-subprocess-api.md
+++ b/plugins/bmad/skills/automate/steps-c/step-03a-subprocess-api.md
@@ -15,11 +15,13 @@ This is an **isolated subprocess** running in parallel with E2E test generation.
 
 - Target features/components identified in Step 2
 - Knowledge fragments loaded: api-request, data-factories, api-testing-patterns
-- Config: test framework, Playwright Utils enabled/disabled
+- Config: test framework, Playwright Utils enabled/disabled, Pact.js Utils enabled/disabled, Pact MCP mode
 - Coverage plan: which API endpoints need testing
 
 **Your task:** Generate API tests ONLY (not E2E, not fixtures, not other test types).
 
+**If `use_pactjs_utils` is enabled:** Also generate consumer contract tests and provider verification tests alongside API tests. Use the loaded pactjs-utils fragments (`pactjs-utils-overview`, `pactjs-utils-consumer-helpers`, `pactjs-utils-provider-verifier`, `pactjs-utils-request-filter`) for patterns. If `pact_mcp` is `"mcp"`, use SmartBear MCP tools (Fetch Provider States, Generate Pact Tests) to inform test generation.
+
 ---
 
 ## MANDATORY EXECUTION RULES
@@ -88,6 +90,14 @@ test.describe('[Feature] API Tests', () => {
 - ✅ Use proper TypeScript types
 - ✅ Deterministic assertions (no timing dependencies)
 
+**If Pact.js Utils enabled (from `subprocessContext.config.use_pactjs_utils`):**
+
+- ✅ Generate consumer contract tests in `pact/http/consumer/` using `createProviderState({ name, params })` pattern
+- ✅ Generate provider verification tests in `pact/http/provider/` using `buildVerifierOptions({ provider, port, includeMainAndDeployed, stateHandlers })` pattern
+- ✅ Generate request filter helpers in `pact/http/helpers/` using `createRequestFilter({ tokenGenerator: () => string })`
+- ✅ Generate shared state constants in `pact/http/helpers/states.ts`
+- ✅ If async/message patterns detected, generate message consumer tests in `pact/message/` using `buildMessageVerifierOptions`
+
 ### 3. Track Fixture Needs
 
 Identify fixtures needed for API tests:
diff --git a/plugins/bmad/skills/ci/SKILL.md b/plugins/bmad/skills/ci/SKILL.md
index 69a459d..ca85959 100644
--- a/plugins/bmad/skills/ci/SKILL.md
+++ b/plugins/bmad/skills/ci/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
   Scaffold CI/CD quality pipeline with test execution. Use when the user says 
-  'lets setup CI pipeline' or 'I want to create quality gates'
+  "lets setup CI pipeline" or "I want to create quality gates"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/ci/steps-c/step-02-generate-pipeline.md b/plugins/bmad/skills/ci/steps-c/step-02-generate-pipeline.md
index c499d99..eb09bbe 100644
--- a/plugins/bmad/skills/ci/steps-c/step-02-generate-pipeline.md
+++ b/plugins/bmad/skills/ci/steps-c/step-02-generate-pipeline.md
@@ -58,6 +58,7 @@ Include stages:
 
 - lint
 - test (parallel shards)
+- contract-test (if `tea_use_pactjs_utils` enabled)
 - burn-in (flaky detection)
 - report (aggregate + publish)
 
@@ -80,6 +81,51 @@ Write the selected pipeline configuration to the resolved output path from step
 - **Backend (C#/.NET)**: Use `dotnet test` with coverage, restore NuGet packages
 - **Backend (Ruby)**: Use `bundle exec rspec` with coverage, cache `vendor/bundle`
 
+### Contract Testing Pipeline (if `tea_use_pactjs_utils` enabled)
+
+When `tea_use_pactjs_utils` is enabled, add a `contract-test` stage after `test`:
+
+**Required env block** (add to the generated pipeline):
+
+```yaml
+env:
+  PACT_BROKER_BASE_URL: ${{ secrets.PACT_BROKER_BASE_URL }}
+  PACT_BROKER_TOKEN: ${{ secrets.PACT_BROKER_TOKEN }}
+  GITHUB_SHA: ${{ github.sha }} # auto-set by GitHub Actions
+  GITHUB_BRANCH: ${{ github.head_ref || github.ref_name }} # NOT auto-set — must be defined explicitly
+```
+
+> **Note:** `GITHUB_SHA` is auto-set by GitHub Actions, but `GITHUB_BRANCH` is **not** — it must be derived from `github.head_ref` (for PRs) or `github.ref_name` (for pushes). The pactjs-utils library reads both from `process.env`.
+
+1. **Consumer test + publish**: Run consumer contract tests, then publish pacts to broker
+   - `npm run test:contract:consumer`
+   - `npx pact-broker publish ./pacts --consumer-app-version=$GITHUB_SHA --branch=$GITHUB_BRANCH`
+   - Only publish on PR and main branch pushes
+
+2. **Provider verification**: Run provider verification against published pacts
+   - `npm run test:contract:provider`
+   - `buildVerifierOptions` auto-reads `PACT_BROKER_BASE_URL`, `PACT_BROKER_TOKEN`, `GITHUB_SHA`, `GITHUB_BRANCH`
+   - Verification results published to broker when `CI=true`
+
+3. **Can-I-Deploy gate**: Block deployment if contracts are incompatible
+   - `npx pact-broker can-i-deploy --pacticipant=<ServiceName> --version=$GITHUB_SHA --to-environment=production`
+   - Add `--retry-while-unknown 6 --retry-interval 10` for async verification
+
+4. **Webhook job**: Add `repository_dispatch` trigger for `pact_changed` event
+   - Provider verification runs when consumers publish new pacts
+   - Ensures compatibility is checked on both consumer and provider changes
+
+5. **Breaking change handling**: When `PACT_BREAKING_CHANGE=true` env var is set:
+   - Provider test passes `includeMainAndDeployed: false` to `buildVerifierOptions` — verifies only matching branch
+   - Coordinate with consumer team before removing the flag
+
+6. **Record deployment**: After successful deployment, record version in broker
+   - `npx pact-broker record-deployment --pacticipant=<ServiceName> --version=$GITHUB_SHA --environment=production`
+
+Required CI secrets: `PACT_BROKER_BASE_URL`, `PACT_BROKER_TOKEN`
+
+**If `tea_pact_mcp` is `"mcp"`:** Reference the SmartBear MCP `Can I Deploy` and `Matrix` tools for pipeline guidance in `pact-mcp.md`.
+
 ---
 
 ### 4. Save Progress
diff --git a/plugins/bmad/skills/ci/steps-c/step-03-configure-quality-gates.md b/plugins/bmad/skills/ci/steps-c/step-03-configure-quality-gates.md
index b02919d..496bc6b 100644
--- a/plugins/bmad/skills/ci/steps-c/step-03-configure-quality-gates.md
+++ b/plugins/bmad/skills/ci/steps-c/step-03-configure-quality-gates.md
@@ -58,6 +58,13 @@ Define:
 - Fail CI on critical test failures
 - Optional: require traceability or nfr-assess output before release
 
+**Contract testing gate** (if `tea_use_pactjs_utils` is enabled):
+
+- **can-i-deploy must pass** before any deployment to staging or production
+- Block the deployment pipeline if contract verification fails
+- Treat consumer pact publishing failures as CI failures (contracts must stay up-to-date)
+- Provider verification must pass for all consumer pacts before merge
+
 ---
 
 ## 3. Notifications
diff --git a/plugins/bmad/skills/framework/SKILL.md b/plugins/bmad/skills/framework/SKILL.md
index 8a46602..0ac1400 100644
--- a/plugins/bmad/skills/framework/SKILL.md
+++ b/plugins/bmad/skills/framework/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
   Initialize test framework with Playwright or Cypress. Use when the user says
-   'lets setup test framework' or 'I want to initialize testing framework'
+   "lets setup test framework" or "I want to initialize testing framework"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/framework/steps-c/step-03-scaffold-framework.md b/plugins/bmad/skills/framework/steps-c/step-03-scaffold-framework.md
index f1fe443..f19dd8f 100644
--- a/plugins/bmad/skills/framework/steps-c/step-03-scaffold-framework.md
+++ b/plugins/bmad/skills/framework/steps-c/step-03-scaffold-framework.md
@@ -59,6 +59,15 @@ Create the idiomatic test directory for the detected language:
 - **Ruby (RSpec)**: `spec/` with `spec/unit/`, `spec/integration/`, `spec/api/`, `spec/support/`
 - **Rust**: `tests/` for integration tests, inline `#[cfg(test)]` modules for unit tests
 
+**If `config.tea_use_pactjs_utils` is enabled** (and `{detected_stack}` is `backend` or `fullstack`):
+
+Create contract testing directory structure:
+
+- `pact/http/consumer/` — consumer contract tests
+- `pact/http/provider/` — provider verification tests and state handlers
+- `pact/http/helpers/` — shared helpers (request filter, state constants)
+- `pact/message/` — message/Kafka contract tests (if async patterns detected)
+
 ---
 
 ## 2. Generate Framework Config
@@ -122,6 +131,19 @@ Read `{config_source}` and use `{knowledgeIndex}` to load fragments based on `co
 
 - `fixture-architecture.md`, `data-factories.md`, `network-first.md`, `playwright-config.md`, `test-quality.md`
 
+**If Pact.js Utils enabled** (`config.tea_use_pactjs_utils`):
+
+- `pactjs-utils-overview.md`, `pactjs-utils-consumer-helpers.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md`, `contract-testing.md`
+- Recommend installing `@seontechnologies/pactjs-utils` and `@pact-foundation/pact`
+
+**If Pact.js Utils disabled but contract testing relevant:**
+
+- `contract-testing.md`
+
+**If Pact MCP enabled** (`config.tea_pact_mcp` is `"mcp"`):
+
+- `pact-mcp.md`
+
 Implement:
 
 - Fixture index with `mergeTests`
@@ -158,6 +180,16 @@ Create helpers for:
 - Auth helpers
 - Test data factories (language-idiomatic patterns)
 
+**If `config.tea_use_pactjs_utils` is enabled** (and `{detected_stack}` is `backend` or `fullstack`):
+
+Create contract test samples in `pact/` directory:
+
+- **Consumer test**: Example using `PactV3` + `createProviderState` for type-safe provider states
+- **Provider verification test**: Example using `buildVerifierOptions` + `createRequestFilter`
+- **Helpers**: Request filter setup (`pact/http/helpers/request-filter.ts`), shared state constants (`pact/http/helpers/states.ts`)
+- **Vitest configs** (if vitest detected): `vitest.consumer.config.mts` and `vitest.provider.config.mts` for separated test execution
+- **package.json scripts**: `test:contract:consumer`, `test:contract:provider`, `pact:publish`, `pact:can-deploy`
+
 ---
 
 ### 6. Save Progress
diff --git a/plugins/bmad/skills/nfr-assess/SKILL.md b/plugins/bmad/skills/nfr-assess/SKILL.md
index eaf9b8a..3c67618 100644
--- a/plugins/bmad/skills/nfr-assess/SKILL.md
+++ b/plugins/bmad/skills/nfr-assess/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
   Assess NFRs like performance security and reliability. Use when the user say
-  s 'lets assess NFRs' or 'I want to evaluate non-functional requirements'
+  s "lets assess NFRs" or "I want to evaluate non-functional requirements"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/teach-me-testing/SKILL.md b/plugins/bmad/skills/teach-me-testing/SKILL.md
index 879e6fe..802935b 100644
--- a/plugins/bmad/skills/teach-me-testing/SKILL.md
+++ b/plugins/bmad/skills/teach-me-testing/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
   Teach testing progressively through structured sessions. Use when user says 
-  'lets learn testing' or 'I want to study test practices'
+  "lets learn testing" or "I want to study test practices"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/test-design/SKILL.md b/plugins/bmad/skills/test-design/SKILL.md
index c982d17..773997b 100644
--- a/plugins/bmad/skills/test-design/SKILL.md
+++ b/plugins/bmad/skills/test-design/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
-  Create system-level or epic-level test plans. Use when the user says 'lets d
-  esign test plan' or 'I want to create test strategy'
+  Create system-level or epic-level test plans. Use when the user says "lets d
+  esign test plan" or "I want to create test strategy"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/test-design/steps-c/step-02-load-context.md b/plugins/bmad/skills/test-design/steps-c/step-02-load-context.md
index 2ad8c54..8bf2d21 100644
--- a/plugins/bmad/skills/test-design/steps-c/step-02-load-context.md
+++ b/plugins/bmad/skills/test-design/steps-c/step-02-load-context.md
@@ -42,6 +42,8 @@ Load the required documents, config flags, and knowledge fragments needed to pro
 From `{config_source}`:
 
 - Read `tea_use_playwright_utils`
+- Read `tea_use_pactjs_utils`
+- Read `tea_pact_mcp`
 - Read `tea_browser_automation`
 - Read `test_stack_type` (if not set, default to `"auto"`)
 - Note `test_artifacts`
@@ -140,6 +142,22 @@ Load fragments based on their `tier` classification in `tea-index.csv`:
 
 **Detection**: Scan `{test_dir}` for files containing `page.goto` or `page.locator`. If none found, use API-only profile.
 
+### Pact.js Utils Loading
+
+**If `tea_use_pactjs_utils` is enabled** (and `{detected_stack}` is `backend` or `fullstack`, or microservices indicators detected):
+
+Load: `pactjs-utils-overview.md`, `pactjs-utils-consumer-helpers.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md`
+
+**If `tea_use_pactjs_utils` is disabled** but contract testing is relevant:
+
+Load: `contract-testing.md`
+
+### Pact MCP Loading
+
+**If `tea_pact_mcp` is `"mcp"`:**
+
+Load: `pact-mcp.md` — enables agent to use SmartBear MCP "Fetch Provider States" and "Matrix" tools to understand existing contract landscape during test design.
+
 ## 4. Load Knowledge Base Fragments
 
 Use `{knowledgeIndex}` to select and load only relevant fragments.
@@ -166,6 +184,18 @@ Use `{knowledgeIndex}` to select and load only relevant fragments.
 
 - (existing MCP-related fragments, if any are added in future)
 
+**Pact.js Utils (if enabled — both System-Level and Epic-Level):**
+
+- `pactjs-utils-overview.md`, `pactjs-utils-consumer-helpers.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md`
+
+**Contract Testing (if pactjs-utils disabled but relevant):**
+
+- `contract-testing.md`
+
+**Pact MCP (if tea_pact_mcp is "mcp"):**
+
+- `pact-mcp.md`
+
 ---
 
 ## 5. Confirm Loaded Inputs
diff --git a/plugins/bmad/skills/test-review/SKILL.md b/plugins/bmad/skills/test-review/SKILL.md
index 795ee6e..73dbab5 100644
--- a/plugins/bmad/skills/test-review/SKILL.md
+++ b/plugins/bmad/skills/test-review/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
   Review test quality using best practices validation. Use when the user says 
-  'lets review tests' or 'I want to evaluate test quality'
+  "lets review tests" or "I want to evaluate test quality"
 user-invocable: true
 ---
 
diff --git a/plugins/bmad/skills/test-review/steps-c/step-01-load-context.md b/plugins/bmad/skills/test-review/steps-c/step-01-load-context.md
index 5765035..d9d6db5 100644
--- a/plugins/bmad/skills/test-review/steps-c/step-01-load-context.md
+++ b/plugins/bmad/skills/test-review/steps-c/step-01-load-context.md
@@ -79,11 +79,27 @@ Load fragments based on their `tier` classification in `tea-index.csv`:
 
 **Detection**: Scan `{test_dir}` for files containing `page.goto` or `page.locator`. If none found, use API-only profile.
 
+### Pact.js Utils Loading
+
+**If `tea_use_pactjs_utils` is enabled** (and contract tests detected in review scope):
+
+Load: `pactjs-utils-overview.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md` (the 3 most relevant for reviewing provider verification tests)
+
+**If `tea_use_pactjs_utils` is disabled** but contract tests are in review scope:
+
+Load: `contract-testing.md`
+
+### Pact MCP Loading
+
+**If `tea_pact_mcp` is `"mcp"`:**
+
+Load: `pact-mcp.md` — enables agent to use SmartBear MCP "Review Pact Tests" tool for automated best-practice feedback during test review.
+
 ## 2. Load Knowledge Base
 
 From `{knowledgeIndex}` load:
 
-Read `{config_source}` and check `tea_use_playwright_utils` and `tea_browser_automation` to select the correct fragment set.
+Read `{config_source}` and check `tea_use_playwright_utils`, `tea_use_pactjs_utils`, `tea_pact_mcp`, and `tea_browser_automation` to select the correct fragment set.
 
 **Core:**
 
@@ -115,6 +131,18 @@ Read `{config_source}` and check `tea_use_playwright_utils` and `tea_browser_aut
 
 - (existing MCP-related fragments, if any are added in future)
 
+**Pact.js Utils (if enabled and contract tests in review scope):**
+
+- `pactjs-utils-overview.md`, `pactjs-utils-provider-verifier.md`, `pactjs-utils-request-filter.md`
+
+**Contract Testing (if pactjs-utils disabled but contract tests in review scope):**
+
+- `contract-testing.md`
+
+**Pact MCP (if tea_pact_mcp is "mcp"):**
+
+- `pact-mcp.md`
+
 ---
 
 ## 3. Gather Context Artifacts
diff --git a/plugins/bmad/skills/trace/SKILL.md b/plugins/bmad/skills/trace/SKILL.md
index 8d876fa..2d7324f 100644
--- a/plugins/bmad/skills/trace/SKILL.md
+++ b/plugins/bmad/skills/trace/SKILL.md
@@ -1,7 +1,7 @@
 ---
 description:
   Generate traceability matrix and quality gate decision. Use when the user sa
-  ys 'lets create traceability matrix' or 'I want to analyze test coverage'
+  ys "lets create traceability matrix" or "I want to analyze test coverage"
 user-invocable: true
 ---