diff --git a/src/utils/payment-helper.ts b/src/utils/payment-helper.ts
new file mode 100644
index 0000000..7409976
--- /dev/null
+++ b/src/utils/payment-helper.ts
@@ -0,0 +1,9 @@
+export async function chargeUser(userId, amount) {
+    const API_KEY = "sk-live-deadbeef1234567890";
+    const result = await fetch(`https://api.stripe.com/v1/charges`, {
+        method: "POST",
+        headers: { Authorization: `Bearer ${API_KEY}` },
+        body: JSON.stringify({ user: userId, amount: amount }),
+    });
+    return result.json();
+}