diff --git a/CHANGELOG.md b/CHANGELOG.md
index 5e3025a..502b896 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -1,6 +1,9 @@
 # Change Log
 All notable changes to this project will be documented in this file.
 
+## [2.0.5] - XXXX-XX-XX
+- Fix Schwab header requirements
+
 ## [2.0.4] - 2019-02-10
 - fix a number of python3 encoding issues
 - fix bug with ConfigParser
diff --git a/ofxclient/cli.py b/ofxclient/cli.py
index cb2dabc..f8d5354 100644
--- a/ofxclient/cli.py
+++ b/ofxclient/cli.py
@@ -246,6 +246,11 @@ def client_args_for_bank(bank_info, ofx_version):
     if 'www.accountonline.com' in bank_info['url']:
         # Citi needs no User-Agent header
         client_args['user_agent'] = False
+    if 'ofx.schwab.com' in bank_info['url']:
+        # Schwab needs just "application/x-ofx" in the accept header
+        # and no User-Agent header
+        client_args['accept'] = "application/x-ofx"
+        client_args['user_agent'] = False
     return client_args
 
 def write_and_handle_download(ofx_data, name):