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docs: cost expectations — what running a mind actually costs #831

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@psamiton

New hosts pay the API bills, and a surprise bill is the fastest way to lose them. Before inviting outsiders, document — in the README/website getting-started path, before the first mind is created:

  • Which providers/keys are supported and which are required for the default template.
  • A rough per-day cost range for an active mind vs. a mostly-idle one, and what drives it (turn frequency, context size, MEMORY.md growth, schedules, sleep).
  • How the token budget bounds spend, and how to set it (volute.json token budget, sleep schedules).
  • A recommended starter configuration for cost-cautious first-time hosts.

Complements the cost-safety work (#823 concurrency gate, #381 no silent flagship fallback, #370 budget warning delivery, #384 true accounting) — this is the documentation half of the same promise.

Part of the public-release readiness push.

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