feat: Add Regulatory Compliance MCP Server

[niksacdev]

Description

Implement an MCP server to ensure regulatory compliance for loan decisions (FCRA, ECOA, TRID, etc.).

Acceptance Criteria

• Create regulatory compliance MCP server
• Validate decisions against ECOA requirements
• Ensure FCRA compliance for credit checks
• Generate required disclosures
• Track adverse action reasons
• Maintain audit trail for compliance

Technical Details

• Rule engine for compliance checks
• Template system for disclosures
• Configurable for different jurisdictions
• Integration with decision tracking
• Support for regulatory reporting

Priority

High - Mandatory for production deployment