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<!DOCTYPE html><!-- This site was created in Webflow. https://webflow.com --><!-- Last Published: Wed Jul 30 2025 15:51:51 GMT+0000 (Coordinated Universal Time) -->
<html data-wf-page="670cd765309520b679461ddf" data-wf-site="670cd765309520b679461de0" lang="en">
<head>
<meta charset="utf-8">
<title>What is OpenCryptoPay?</title>
<meta content="In addition to the convenience of paying with digital currencies, Open CryptoPay offers many benefits for both consumers and sellers of offline and online stores." name="description">
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<meta content="In addition to the convenience of paying with digital currencies, Open CryptoPay offers many benefits for both consumers and sellers of offline and online stores." property="twitter:description">
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<link href="https://opencryptopay.io/what-is-open-cryptopay.html" rel="canonical">
</head>
<body>
<div data-animation="default" data-collapse="medium" data-duration="400" data-easing="ease" data-easing2="ease" role="banner" class="navbar-3 w-nav">
<div class="container-large-3">
<div class="nav-wrapper">
<div class="nav-left">
<a href="index.html" class="brand-3 w-nav-brand"><img src="images/Open_CryptoPay_logo_full.svg" loading="lazy" alt="" class="image"></a>
</div>
<nav role="navigation" class="nav-menu-2 w-nav-menu">
<a href="what-is-open-cryptopay.html" aria-current="page" class="nav-link-2 w-nav-link w--current">What is Open CryptoPay?</a>
<a href="/#How-to-offer-OpenCryptoPay" class="nav-link-2 w-nav-link">How to offer Open CryptoPay</a>
<a href="ecosystem.html" class="nav-link-2 w-nav-link">Ecosystem</a>
<div class="frame-427322438"></div>
<div class="div-block-5">
<a href="https://github.com/openCryptoPay/landingPage?tab=readme-ov-file#open-cryptopay" class="button-style mobile-only">
<div class="w-layout-vflex container-11"><img width="24" height="24" alt="" src="images/Social-icons.svg" loading="lazy" class="social-icons">
<div class="text-23">Documentation</div>
</div>
</a>
</div>
</nav>
<div class="nav-right">
<a href="https://github.com/openCryptoPay/landingPage?tab=readme-ov-file#open-cryptopay" target="_blank" class="button-style desktop-only">
<div class="w-layout-vflex container-11"><img src="images/Social-icons.svg" loading="lazy" width="24" height="24" alt="" class="social-icons">
<div class="text-23">Documentation</div>
</div>
</a>
<div class="menu-button-2 w-nav-button">
<div class="icon w-icon-nav-menu"></div>
</div>
</div>
</div>
</div>
</div>
<section class="section what-is-frankencoin-pay">
<div class="w-layout-blockcontainer container w-container">
<div class="hero-2">
<div data-w-id="7d8384c5-189c-194d-6550-2752df434c17" style="opacity:0" class="headline-14"><img src="images/Connection-graphic.svg" loading="lazy" alt="">
<div class="hero-title innerpage">What is Open CryptoPay?</div>
<div class="text-block-3">In addition to the convenience of paying with digital currencies, Open CryptoPay offers many benefits for both consumers and sellers of offline and online stores.</div>
</div>
</div>
</div>
</section>
<section class="section boost-your-onlineshop">
<div class="w-layout-blockcontainer container w-container">
<div class="w-layout-grid grid-3"><img class="connect-your-store-to-the-future-of-payments-img" src="images/Open-CryptoPay-to-bank-account.svg" width="530" height="433" alt="" style="opacity:0" data-w-id="4e676241-f4ac-161b-c90f-3dfbff0b6312" id="w-node-_4e676241-f4ac-161b-c90f-3dfbff0b6312-79461ddf" loading="lazy">
<div data-w-id="cc3f32a8-0b33-934e-d96a-36830b106c46" style="opacity:0" class="text-7">
<div class="text-8">
<div class="headline-4">
<div class="title-1">Connect your store to the future of payments.</div>
</div>
<div class="paragraph-8">
<div class="paragraph-8"><span class="paragraph dark">Credit card payments often come with high fees, which can be a challenge, especially for smaller amounts. Open CryptoPay offers very low transaction fees, which can help you reduce your costs and improve your profit margins.<br> <br>Give your customers the freedom to pay with the digital currency of their choice. Whether it is Frankencoin $ZCHF, Bitcoin or Ethereum, Open CryptoPay allows you to easily and securely accept all of these options in your store. The advantage for you is that you can </span><span class="paragraph-11">receive the payment amount in CHF on your bank account</span><span class="paragraph dark"> regardless of the cryptocurrency the customer paid in.<br><br>By integrating Open CryptoPay, you not only increase customer satisfaction, but also position yourself as an innovative and forward-thinking merchant. Take the opportunity to optimize your payment processing and give your business a competitive edge.</span></div>
</div>
</div>
</div><img class="who-runs-the-server-mb" src="images/Open-CryptoPay-to-cryptocurrency.svg" width="530" height="433" alt="" style="opacity:0" data-w-id="6cdb5159-4989-2d31-7b50-5933a00b9500" id="w-node-_6cdb5159-4989-2d31-7b50-5933a00b9500-79461ddf" loading="lazy">
<div data-w-id="01d7e7a8-940d-4b8f-757a-d10a4d403b00" style="opacity:0" class="text-7">
<div class="text-8">
<div class="headline-4">
<div class="title-1">Who runs the money server?</div>
</div>
<div class="paragraph-9">
<div class="paragraph-9"><span class="paragraph dark">What if you didn't have to rely on centralized payment providers and pay extremely high fees to accept payments from your customers? <br>
Whether in your online shop, your supermarket or your downtown sneaker store, with Open CryptoPay you give your customers the opportunity to pay directly with the Swiss Franc stablecoin or other cryptocurrencies - and you only have to </span><span class="paragraph-11">pay a fraction of the costs. <br>
</span><span class="paragraph dark">You can manage everything yourself, leave the revenue directly on the blockchain or transfer it to your bank account. If you wish, you can access centralized service providers to support you with operational processing.</span></div>
</div>
</div>
</div><img class="who-runs-the-server" src="images/Open-CryptoPay-to-cryptocurrency.svg" width="530" height="433" alt="" style="opacity:0" data-w-id="cc3f32a8-0b33-934e-d96a-36830b106c4e" id="w-node-cc3f32a8-0b33-934e-d96a-36830b106c4e-79461ddf" loading="lazy"><img class="how-it-works-dt" src="images/how-does-it-work.svg" width="530" height="563" alt="" style="opacity:0" data-w-id="cc3f32a8-0b33-934e-d96a-36830b106c4f" id="w-node-cc3f32a8-0b33-934e-d96a-36830b106c4f-79461ddf" loading="lazy"><img class="how-it-works-mb" src="images/how-does-it-work.svg" width="530" height="563" alt="" style="opacity:0" data-w-id="cc3f32a8-0b33-934e-d96a-36830b106c57" id="w-node-cc3f32a8-0b33-934e-d96a-36830b106c57-79461ddf" loading="lazy">
<div data-w-id="cc3f32a8-0b33-934e-d96a-36830b106c50" style="opacity:0" class="text-13">
<div class="text-14">
<div class="headline-13">
<div class="title-1">How does it work?</div>
</div>
<div class="paragraph dark">Open CryptoPay does not require a license for payments. In order to participate, you only need to comply with the technical standards for Open CryptoPay. Merchants may still need a financial intermediary license to use or offer this system as a service, depending on the laws of their country.</div>
</div>
</div>
</div>
</div>
</section>
<section class="section-compliance">
<div class="w-layout-blockcontainer container w-container">
<div class="frame-427322434">
<div data-w-id="268bbcf3-065f-be6b-a6f9-5969bfc10607" style="opacity:0" class="container-projects">
<div class="card">
<div class="title">
<div class="title-1">No Licensing Restrictions</div>
</div>
<div class="about-2">
<div class="description-3">
<div class="paragraph dark">In order to receive VISA transactions, it is necessary to conclude a contract with a VISA-licensed acquirer. Only VISA-licensed acquirers can process VISA payments. Open CryptoPay has no such restrictions. Anyone who complies with the technical standard of Open CryptoPay can send and receive money on this standard. There is no central unit that decides who may or may not use the system. The only requirement to participate in the system is compliance with technical standards.</div>
</div>
</div>
</div>
</div>
<div data-w-id="268bbcf3-065f-be6b-a6f9-5969bfc10610" style="opacity:0" class="container-projects-2">
<div class="card">
<div class="title">
<div class="title-1">Compliance and Legal Aspects</div>
</div>
<div class="about-2">
<div class="description-3">
<div class="paragraph dark">This does not mean that the use does not require a financial intermediary licence. The question of whether using this system or offering it as a service to other companies requires a licence in the respective country is a legal question. The term 'without permission' only means that it does not require a licence from a technical point of view. Whether it requires a licence due to local national laws is a different question. In this document, we focus solely on the technical aspects.</div>
</div>
</div>
</div>
</div>
</div>
</div>
</section>
<article class="footer-assets brand-assets">
<div class="container-6">
<div class="div-block-22">
<div class="headline-42">
<div class="title-3">Brand Assets</div>
</div>
<div class="right-2">
<div class="block-1">
<div class="block-1">
<div class="body-1-white">Check out our GitHub repository for brand assets, including Open CryptoPay logos and brand guidelines.</div>
<a href="https://github.com/openCryptoPay/landingPage/tree/develop/media/Open_CryptoPay_Brand_Assets" target="_blank" class="text-button-2 w-inline-block">
<div class="body-2-stronger">Click here</div>
<div class="div-block-39"><img loading="lazy" src="images/arrow_outward-1.svg" alt="" class="image-17"><img width="18" height="18" alt="" src="images/arrow_outward_white.svg" loading="lazy" class="vectors-wrapper-1507"></div>
</a>
</div>
</div>
</div>
</div>
</div>
</article>
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