CreditHealth 🏦💳

Team ID: HM058

Team Name: TechArmy

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📌 Problem Statement

Many individuals take financial loans without fully understanding their eligibility, EMI burden, or the long-term impact on their credit score. This often results in poor financial decisions, excessive debt, and long-term financial stress.

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💡 Solution Overview

CreditHealth is a web-based financial awareness platform that helps users simulate and analyze loan-related decisions before taking them. By entering basic financial details, users can understand loan eligibility, calculate EMIs, compare loan options, and track simulated credit score trends through a clean and intuitive dashboard.

The platform focuses on financial literacy and decision support, using mock data and rule-based logic to provide meaningful insights without relying on real banking or credit bureau APIs.

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✨ Key Features

• User Financial Profile Input
  Collects income, expenses, age, employment type, and existing loan details.

• Loan Eligibility Checker (Mock Rules)
  Determines loan eligibility using predefined rule-based financial logic.

• EMI Calculator
  Calculates monthly EMI based on loan amount, interest rate, and tenure.

• Loan Comparison Dashboard
  Compares multiple loan options based on EMI, interest rate, tenure, and total repayment.

• Credit Score Tracker (Simulated)
  Shows simulated monthly credit score trends with explanations.

• Financial Insights & Recommendations
  Provides actionable insights to improve financial and credit health.

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🛠️ Tech Stack

• Frontend: React (Vite)
• Styling: CSS
• State Management: React State / Context API
• Data Handling: Mock / Simulated Data
• Version Control: Git & GitHub
• Deployment: Vercel

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🌐 Live Demo

🔗 Live Application:
https://hm-058-hack-matrix.vercel.app/

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📂 GitHub Repository

🔗 Source Code:
https://github.com/111-Vaishali/HM058_HackMatrix

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🎥 Demo Video

📽️ Project Walkthrough:
https://drive.google.com/drive/folders/1CriURIdW1IEogPmLDmGgoKOXTIQdTlMr

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📸 Screenshots

(Screenshots are available in the /screenshots folder)

![Home Page](screenshots/home.png)
![Financial Form](screenshots/financial-form.png)
![Loan Comparison](screenshots/loan-comparison.png)
![EMI Calculator](screenshots/emi-calculator.png)
![Credit Score Tracker](screenshots/credit-score.png)

👨‍💻 Our Team
Vaishali G. Sunepwar
📧 vaishali.sunepwar24@pccoe.pune
🔗 *[GitHub](https://github.com/111-Vaishali)*

Mokshda Kotalwar
📧 mokshda.kotalwar24@pccoepune.org
🔗 *[GitHub](https://github.com/MokshdaKotalwar))*

Shruti Konkatwar
📧 shruti.konkatwar24@pccoepune.org
🔗 *[GitHub](https://github.com/shrutikonkatwar-2028)*

Payal Ghatage
📧 payalghatage24@pccoepune.org
🔗 *[GitHub](https://github.com/payalghatage2345)*


 



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