Feature/webhook retry mechanism

[nonso7]

Closes #353

[ogazboiz]

The contracts CI is failing on the rustfmt format check. This isn't a logic issue, just formatting.

Run this in the contracts directory and push:

cd contracts
cargo fmt

Then commit and push the formatting changes. The CI should pass after that.

[ogazboiz]

Contracts CI is failing under 30 seconds, which is almost always a cargo fmt check. Run this from the contracts/ directory and commit the result:

cd contracts
cargo fmt
git add -A
git commit -m 'style: apply cargo fmt'
git push

[ogazboiz]

The codebase issues on main have been resolved and all CI checks are passing now. Please rebase your branch to pull in the latest changes before continuing. Thanks for your patience.

[ogazboiz]

19k+ additions, mostly snapshots. Migration 1779000000010 is below the highest. Committed error.txt and error_tests.txt build logs. Rust refinance function has a borrow-after-partial-move compile error. The retry scheduler uses unsafe as any casts. import * as crypto from "crypto" regresses the correct node:crypto import. Needs rebase and significant fixes.

[ogazboiz]

heads up, a few important changes just landed on main that affect your PR:

1. axios pinned to 1.13.5 - there's an active supply chain attack on axios 1.14.1 (pulls in confirmed malware). we added overrides in all package.json files to block it.

2. CI now runs a supply chain audit before backend/frontend jobs. if your lockfile has a compromised package, CI will fail with a clear error.

3. backend test fixes - loanEndpoints tests now use valid Stellar addresses and base64 strings. if your PR was failing backend CI but you didn't touch backend code, this should fix it after rebase.

please rebase on latest main:

git fetch upstream
git rebase upstream/main
git push --force-with-lease