🛡️ PR 10: Predictive Risk Engines & Compliance (216/238/247)

docs/PiRC-216-AI-Powered-Risk-and-Compliance-Engine.md

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+# PiRC-216: AI-Powered Risk & Compliance Engine
+
+## 1. Executive Summary
+
+This standard defines an AI-driven risk management and compliance layer integrated with PiRC-208 AI Oracle.
+
+**Dependencies**: PiRC-208, PiRC-207, PiRC-209  
+**Status**: Complete reference implementation
+
+## 2. Architecture
+
+- Real-time risk assessment using AI Oracle
+- Compliance monitoring
+- Automatic Justice Engine intervention
+- Reporting dashboard
+
+## 3. Reference Smart Contracts
+
+**Solidity**: `contracts/PiRC216RiskEngine.sol`  
+**Soroban**: `contracts/soroban/src/risk_engine.rs`
+
+## 4. Implementation Roadmap
+
+- Phase 1 (Q2 2026): Core risk engine
+- Phase 2 (Q3 2026): AI integration
+- Phase 3 (Q4 2026): Full compliance automation
+
+**Status**: Ready for Testnet deployment.

docs/PiRC-238-Predictive-Risk-Management.md

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+# PiRC-238: Predictive Risk Management
+
+## 1. Executive Summary
+This standard establishes a proactive risk management framework for DeFi protocols. By consuming data from PiRC-237 AI Oracles, protocols can dynamically adjust collateral requirements and liquidation thresholds before market crashes occur.
+
+**Dependencies**: PiRC-237, PiRC-232
+**Status**: Complete reference implementation
+
+## 2. Architecture
+- Predictive health factor decay modeling
+- Dynamic collateral ratio adjustments
+- Automated deleveraging triggers for high-risk institutional positions
+
+## 3. Reference Smart Contracts
+**Solidity**: `contracts/PiRC238PredictiveRisk.sol`
+**Soroban**: `contracts/soroban/src/predictive_risk.rs`
+
+## 4. Implementation Roadmap
+- Phase 1: Dynamic collateral ratio logic
+- Phase 2: AI Oracle data ingestion for volatility
+- Phase 3: Automated deleveraging execution

docs/PiRC-247-Enterprise-Compliance-Oracles.md

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+# PiRC-247: Enterprise Compliance Oracles
+
+## 1. Executive Summary
+This standard introduces specialized oracles designed to feed real-time regulatory and compliance data (e.g., OFAC sanctions lists, FATF travel rule data) directly into the Pi Network's 7-Layer Colored Token System.
+
+**Dependencies**: PiRC-214, PiRC-217
+**Status**: Complete reference implementation
+
+## 2. Architecture
+- Real-time sanction list ingestion
+- Automated wallet blacklisting integration
+- Zero-knowledge compliance proofs
+
+## 3. Reference Smart Contracts
+**Solidity**: `contracts/PiRC247ComplianceOracle.sol`
+**Soroban**: `contracts/soroban/src/compliance_oracle.rs`
+
+## 4. Implementation Roadmap
+- Phase 1: Sanction list data ingestion
+- Phase 2: Automated transaction blocking
+- Phase 3: ZK-proof compliance reporting