Paymob (paymob)

Paymob is a Cairo-headquartered, licensed payment infrastructure provider for the MENAP region. Serving roughly 390,000 merchants across Egypt, Saudi Arabia, the United Arab Emirates, Oman, and Pakistan (with Qatar announced), Paymob unifies card acquiring, regional mobile wallets (Vodafone Cash, Etisalat Cash, Orange Money, STC Pay, Oman Net, EasyPaisa, JazzCash), BNPL rails (Tabby, Tamara, valU, Souhoola, Forsa, Aman), Apple Pay, Google Pay, POS terminals, subscriptions, installments, marketplace payouts, mass disbursement (Paymob Send), and an end-to-end cashless commerce platform (Paymob Sync) behind a single Accept / Intentions API surface.

URL: Visit APIs.json

Run: Capabilities Using Naftiko

Tags

• Payments, Payment Gateway, Fintech, MENA, MENAP, Egypt, Saudi Arabia, UAE, Pakistan, Oman, Card Payments, Mobile Wallets, BNPL, Payouts, Subscriptions

Timestamps

• Created: 2026-05-24
• Modified: 2026-05-24

Regions

Country	Code	Currency	Base URL	Notable Payment Methods
Egypt	EG	EGP	https://accept.paymob.com	Cards, Vodafone Cash, Etisalat Cash, Orange Money, Aman, valU, Souhoola, Forsa, Meeza, Apple Pay
Saudi Arabia	SA	SAR	https://ksa.paymob.com	Mada, Cards, Apple Pay, Google Pay, STC Pay, Tabby, Tamara
United Arab Emirates	AE	AED	https://uae.paymob.com	Cards, Apple Pay, Google Pay, Tabby, Tamara
Oman	OM	OMR	https://oman.paymob.com	Cards, Oman Net
Pakistan	PK	PKR	https://pakistan.paymob.com	Cards, EasyPaisa, JazzCash
Qatar	QA	QAR	(announced)	TBD

APIs

Paymob Intentions API

Modern v1 entry point. Backend creates an intention with the Secret Key and an array of payment_methods; Paymob returns a client_secret used to launch the Unified Checkout, render the Pixel component, or confirm headlessly.

Human URL: https://developers.paymob.com/paymob-docs/developers/intention-apis/create-intention

• Documentation
• API Reference
• OpenAPI
• JSON Schema — Intention
• Example — Create Intention
• Naftiko Capability — Intentions

Paymob Accept API

Legacy v2 surface used by the standard redirect, iframe, MOTO, and headless flows. Provides auth, order registration, payment keys, capture/void/refund, transaction inquiry, and the V2 Quick Link payment-link API.

Human URL: https://developers.paymob.com/paymob-docs/integration-paths/apis

• Documentation
• Standard Redirect
• OpenAPI
• JSON Schema — Transaction
• Example — Refund
• Naftiko Capability — Transactions
• Naftiko Capability — Payment Links

Paymob Subscriptions API

Plan and subscription management with suspend/resume/cancel, retry windows, and secondary card attachment. Initial card capture flows through /v1/intention/.

• OpenAPI
• Naftiko Capability — Subscription Plans

Paymob Card Tokens API

Tokenisation surface for the "Pay with saved card" flow. Lists/deletes tokens and runs customer- and merchant-initiated transactions (CIT/MIT) for recurring, on-demand, and one-click payments.

• OpenAPI
• Naftiko Capability — Saved Cards

Paymob Payouts (Send) API

Mass disbursement to mobile wallets (Vodafone Cash, Etisalat Cash, Orange Money), bank wallets, bank cards, and instant bank rails. OAuth2 password-grant authentication; instant cashin, bulk disbursement, budget inquiry, topup, and bulk transaction inquiry endpoints.

Human URL: https://payouts.paymobsolutions.com/docs/

• Documentation
• Swagger UI
• Authentication
• OpenAPI
• JSON Schema — Disbursement
• Example — Instant Cashin
• Naftiko Capability — Disbursement

Pricing (summary)

Plan	Country	Per Transaction	Notes
Standard	Egypt	2.75% + 3 EGP	No monthly fees; weekly settlement
Standard	UAE	2.9% + 1 AED (local & international)	Optional 210 AED/month daily-settlement add-on
Enterprise	All	Custom MDR	Volume-based; dedicated team; multi-region settlement

Detailed structured pricing: plans/paymob-plans-pricing.yml

Rate Limits

• Accept v2 auth_token TTL: 60 minutes
• Payouts access_token TTL: 60 minutes (use refresh_token to rotate)
• Intentions client_secret expiration: 3600 seconds (configurable)
• Production transaction velocity quotas are negotiated per merchant agreement.

See rate-limits/paymob-rate-limits.yml and the FinOps profile at finops/paymob-finops.yml.

SDKs

Language	Repository
Node.js	paymob-node
PHP	paymob-php
Python	paymob-python
Java	paymob-java
JavaScript (Flash Checkout)	paymob-js
Flutter	flutter_sdk
React Native	paymob-reactnative-sdk
Android	Android-SDK
iOS (Swift)	Swift-iOS
WooCommerce	accept-woocommerce
Magento 2	accept-magento2
OpenCart	accept-opencart
Postman	API-Postman-Collections
Claude Skill	Paymob-Claude-Integration-Skill

Common Links

• Paymob Developer Portal
• Paymob Documentation Hub
• Paymob Egypt Hub
• Paymob KSA Hub
• Paymob UAE
• API Reference (Theneo)
• Accept Merchant Dashboard
• Pricing — Egypt · Pricing — UAE
• GitHub Organization
• LinkedIn
• Terms of Service · Privacy Policy

Artifacts

• apis.yml — APIs.json catalog entry
• openapi/ — OpenAPI 3.0 specifications (5 files)
• capabilities/ — Naftiko capability definitions (6 files)
• json-schema/ — JSON Schema for Intention, Transaction, Disbursement
• json-ld/paymob-context.jsonld — JSON-LD context
• examples/ — Request/response examples
• plans/paymob-plans-pricing.yml — API Commons Plans 0.1
• rate-limits/paymob-rate-limits.yml — API Commons Rate Limits 0.1
• finops/paymob-finops.yml — FOCUS-aligned FinOps definition
• rules/paymob-rules.yml — Spectral ruleset
• vocabulary/paymob-vocabulary.yml — Controlled vocabulary