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Agentic Payments Standards

Open contributions from CodeSpar to the standards that let AI agents move money safely: verifiable agent identity and mandates (KYA), and non-card payment rails (like Pix) in agentic checkout protocols.

CodeSpar builds payments infrastructure for AI agents, LATAM-first. This repository is where we publish the open, reproducible pieces of that work so anyone can verify, reuse, and challenge them.

Contents

  • kya/Know Your Agent. A signed-mandate and receipt format plus a dependency-free offline verifier. Anyone can check an agent's authorization with a few lines of node:crypto: no SDK, no API key. This is the "how does the other side trust the agent" primitive.
  • acp/ — a proposal to extend the Agentic Commerce Protocol (OpenAI + Stripe) with a push-rail / mandate-delegated payment handler, with Pix as the reference implementation. Today ACP is card-first; agents on push rails need pre-authorization, not a card to pull.
  • oac/ — a proposal to the Basis Theory Open Agentic Commerce (OAC) spec / Agentic Commerce Consortium, adding a Pix payment method, a delivery-record (NF-e) primitive, and an agent mandate. Additive and optional.
  • ap2/ — a mapping between CodeSpar mandates and Google's Agent Payments Protocol (AP2).

Why this is public

The thesis behind KYA is simple: whoever verifies should not have to ask permission from whoever issued. The math is public, the format is documented, and the verifier is a few lines you can read. Standards for agentic money should be reproducible by anyone, not a black box.

License

MIT. See LICENSE.

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Open CodeSpar contributions to agentic payment standards: KYA verifiable agent mandates, Pix push-rail for ACP, OAC proposal (Agentic Commerce Consortium), AP2 mapping.

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