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Credit risk modeling project applying statistical and machine learning techniques to evaluate creditworthiness and model default risk.

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diegotita4/Project3CreditModels

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Credit Card Approval Model

Project Description

This project develops a predictive model for credit card approval using Python and machine learning techniques. The aim is to predict whether a credit card application should be approved based on the applicant's financial data. This model leverages logistic regression, random forest, XGBoost, and neural networks to analyze and predict outcomes.

Installation

To set up and run this project, follow these steps:

  1. Clone the repository:
git clone https://github.com/Antonio-IF/Project3CreditModels.git
  1. Create and activate a virtual environment:
  • For Windows:

    python -m venv venv
    venv\Scripts\activate
    
  • For macOS/Linux:

    python3 -m venv venv
    source venv/bin/activate
    
  1. Install the necessary dependencies:
pip install -r requirements.txt

Usage

To execute the model and see the predictions, follow these steps:

  1. Navigate to the project directory:
cd Project3CreditModels
  1. Run the main script:

main.py

Documentation

More details about the code structure and functionalities are available in the source code comments. Each script within the project is thoroughly documented to explain the functionalities of each function and how data is utilized.

Credits

This project was developed by Antonio-IF along with collaborators such as anasofiabrizuela, diegotita4, luisrc44, and Oscar148.

License

This project is licensed under the MIT License - see the LICENSE.md file for more details.

Project Status

This project is currently in development. Future updates will include enhancements in model accuracy and user interface improvements for easier deployment in commercial applications.

Contact

For more information, contact:

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Credit risk modeling project applying statistical and machine learning techniques to evaluate creditworthiness and model default risk.

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