SavNote Vision

Problem statement

Gaining clear control over personal savings is difficult because assets are often fragmented across various storage locations (banks, crypto wallets, cash, etc.), held in multiple currencies, and distributed among different countries. This makes it challenging to quickly answer questions like, "What is my total wealth right now?" or "How much has my wealth increased this year?".

Many consumer financial apps are trying to address these issues, but the majority of them focus on logging income and expenses. This is burdensome process requiring extra discipline and effort while providing very few insights about overall saving state. On the other hand, the applications, which are automatically gathering data from the banks can lack the support for some banks or crypto wallets or can't track bucks in your piggy bank. This make it impossible to consolidate distributed finance.

Many proprietary apps tend to store a user's financial data exclusively within their own ecosystems, making it difficult to export or utilize that information outside of the app. This presents a significant challenge because personal financial records are lifelong logs, meaning a user's data often needs to persist far longer than any single application. This highlights a crucial need for design decisions that prioritize long-term accessibility and utility, ensuring data remains available and useful regardless of the original app's longevity or a user's access to it.

Vision

SavNote exists to provide a timeless and convenient way to consolidate personal savings held across multiple countries, brokers, and other financial institutions, giving users a comprehensive overview of their total savings.

SavNote is designed like a digital notepad, letting users easily log savings entries monthly or less frequently, so daily app usage isn't necessary. Its flexible record format means user can track finances from any source—be it banks, brokers, cash, crypto wallets, or even their safe.

SavNote is perfect for anyone seeking a bird's-eye view of their savings over long periods (like quarters or years) without needing to spend much time in the app.

I envision SavNote as a trusted, lightweight tool that remains free, open-source, and adaptable — ensuring anyone can track their savings on their own terms, with full control over their data.

Core Values

SavNote is built on the following principles:

Data Ownership

User data stays on device and remains accessible, even without the app. This make app timeless and let power users to transfer their data in spreadsheets, scripts or other tools for more advanced analysis.

Privacy

User data is encrypted and protected by a password. If device was lost or database accidentally get to the wrong hands it remains private.

Android-First

Designed for a seamless mobile experience. Focusing on a single platform will allow me to make better user experience with limited resources I have.

Open for extensions

Open-source and built on cross-platform framework empowering anyone to customize and adapt it for their needs. Forks for other platforms are welcomed.

Roadmap

https://github.com/skorphil/savnote/milestones

RELEASED v0.0.5 :

• Developer preview with minimal features to demonstrate an app

v1.0.0:

• Core features (create, edit records)
• encryption
• basic widgets (Savings trend)

v2.0.0:

• Additional widgets (earning to overall assets ratio, distribution per currencies/countries)
• Independent utility to extract data from savnote's database into json and csv. With decryption. Probably with NodeJs SEA (mac/win/linux)

v3.0.0:

• Unified interface for creating widgets so users can use their own widgets.