Professional-grade student loan repayment simulator and IBR/SAVE plan calculator. Providing high-precision monthly payment estimates and loan forgiveness forecasting for US federal borrowers. Plan your financial path at https://ibrcalcs.com/.

Reproducible pipeline for downloading, harmonizing, panelizing, QA-checking, and exporting Federal Student Aid Title IV volume reports into institution-by-award-year panels for grants, campus-based aid, and loans.

Open implementation of the One Big Beautiful Bill (OBBBA) Federal Direct Loan Schedule of Reductions calculation. Free public API + parity-tested fixtures.